AHL was founded and operates today as a Mutual insurance company. A mutual insurance company is simply a company that is owned exclusively by its policyholders; it has no shareholders and is not publicly traded on any exchange. This distinction is very important because it means AHL can solely operate in policyholder’s long-term interest without having to weigh the effects company decisions may have on shareholder’s short-term interests. As a result, AHL is superiorly positioned to navigate its way through unexpected future financial or political events and is ultimately better able to fulfill its obligations to its policyholders both on time and in full when we’re needed most. A long-term and conservative investment management philosophy has always been the foundation of AHL’s financial strength and stability. AHL’s asset management team deploys capital into the marketplace under a highly customized, conservative investment strategy that prioritizes ongoing, long-term financial solvency above all else. AHL’s past and present performance has earned the company a “Stable Outlook” rating from AM Best, the industry’s leading rating agency. AHL’s portfolio is currently and will remain well-positioned to continue fulfilling its obligations to policyholders now and into the future, regardless of the financial climate of the day.