Final Expense Whole Life Insurance
The Patriot Series combines Med Supp and
Final Expense enrollment into one seamless
electronic application process
Good For Agents, Good for Clients
Together is always better. With the bundled solution from American
Home Life (AHL), producers and customers alike can enjoy a product
with more benefits and less complexity — the way insurance was meant
to be, holistically addressing the needs of your clients.
Our Promise To You
The American Home Life Insurance Company is honored you are considering representing our company to your clients. In return, we promise to provide your clients with the best possible personal service, claims payment, and overall level of care we can. Rest assured your clients can rely on The American Home Life Insurance Company to be there for them when they need us most. We look forward to providing your clients with the best experience possible.
Ages 40-89 Available!
Highly Competitive Rates
Industry-Best Signature Options
No Phone Interview + Instant Decision
ALL Social Security Draft Dates Available
Finding The Best Plan For Your Client
4 TOTAL PLANS (3 level plans, 1 modified plan) are available to ensure you meet your client needs.
This table provides details on the level and modified plans.
*Age as of last birthday.
**Maximum benefit amount varies according to the age of the applicant at the time of policy issue.
(available for Level Plan only)
Accelerated Death Benefit Rider
This rider pays up to 50% of the death benefit (less policy loan) if a physician provides written certification that the insured meets the definition for a qualifying event, which is a medical condition that results in a terminal, chronic or critical illness with a life expectancy of 12 months or less.
The minimum benefit is $1,000 and the maximum benefit is $15,000. An administrative fee of $200 will be taken from the benefit amount.
*not available on Modified plan
Accidental Death Benefits Rider
This rider pays 100% of the base policy’s face amount for accidental death for issues ages 40 through 70.
Children’s Term Insurance Rider
This rider provides coverage through age 25 at the time of policy issue for a child, stepchild, legally adopted child, grandchild, legally adopted grandchild, or great-grandchild. This benefit is available in $2,500 units up to a maximum of $10,000 per child.
Coverage is limited to 9 children. The coverage amount selected will be the same for all covered children and may not exceed the face amount of the base policy.
- Highly Competitive Rates
- Instant Decision Given Via E-app!
- All Underwritten Cases Automatically Qualify For 20% Discounted Super Preferred Final Expense With NO EXTRA PAPERWORK!
- Telesales Friendly – Industry-Best Signature Options
- SS billing Dates Available
- Agent bonuses – $125 MS and $150 super preferred FE on combo
- 7% HHD (Two policyholders)